Our Qualifications

What do you see ahead?

Zeroing in on goals, priorities and strategies can be daunting. We know from our own experience and from listening to our clients for over 15 years.

Melanie’s CFP™ title is conferred by the Certified Financial Planners Board of Standards.  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.  To earn the designation, she had to exceed in four areas:  education, examination, experience and ethics.  

Melanie is also a Certified Estate Planner CEP®. This designation is earned through distinctive educational certification from the National Institute of Certified Estate Planners (NICEP). Certified Estate planners have completing a rigorous eight (8) module course of instruction in the field of estate planning, successfully passed a comprehensive proctored examination process, shown a desire to associate with professional estate planning peers, agreed to comply with annual estate planning continuing education requirements, and ascribed to the practical guidelines and code of ethics of the NICEP. 

It’s not just about numbers; it’s about you and your financial goals. You should only work with a trusted and experienced tream of professionals with a broad general practice and knowledge of estate planning. Maintain an ongoing relationship with a planner that you trust, someone that will make sure that your plans are fully funded and kept up to date.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances. One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more secure financial future.

We’re looking forward to using our expertise to help you pursue your financial goals.


Securities and investment advisory services offered exclusively through HTK.  HTK does not offer tax or legal advice.